A timely extension of the Pradhan Mantri Fasal Bima Yojana deadline has brought cheers to farmers across Himachal Pradesh’s Sirmaur district. This farmer-centric decision opens doors for thousands to insure their produce against mounting risks.
Sirmaur’s agricultural heartland, famous for kiwis, wheat, and vegetables, contends with hilly terrain challenges and climate volatility. The prolonged enrollment phase eases pressures on those delayed by festivals or labor shortages.
PMFBY stands out with its all-risk policy, indemnifying losses from hailstorms to diseases. Low-cost entry—thanks to government sharing 50-90% premiums—makes it indispensable for viability.
‘It’s a game-changer. We can now cover our apple crop fully,’ enthused Baldev Singh from Rajgarh, echoing sentiments from farmer forums that lobbied intensively.
The state agriculture secretary approved the extension after reviewing low initial uptake. Mobile vans and village-level camps are accelerating sign-ups, integrated with soil health cards for precision.
Historical data reveals PMFBY’s efficacy: Sirmaur saw claims worth Rs 40 crore in the last two seasons, stabilizing rural economies. Technology like satellite imagery now speeds assessments.
With El Niño looming, experts stress insurance’s role in buffering shocks. This extension could push coverage to 80% of insurable areas, a marked improvement.
Guidelines mandate KCC-linked accounts for seamless premiums and payouts. Digital literacy drives ensure even elderly farmers participate.
Ultimately, this reflects a responsive ecosystem where farmer voices shape policy, securing livelihoods and food security in Himachal’s verdant hills.