Tag: inflation

  • Retirement Plan: You will get one lakh pension every month in old age, just prepare like this

    Retirement Plan

    Retirement PlanWhile planning for retirement, you need to keep in mind that wrong investment and wrong way of saving can cause trouble for you. Also, there is a need to keep the risks in mind before investing anywhere.

    Retirement Plan

    Retirement Plan: If you are 40 years old then you have 20 years left for retirement. If you plan well, after retirement you can get a pension of Rs 1 lakh every month.

    Retirement Plan

    National Pension Scheme by the Central Government (National Pension Scheme) is being run. National Pension Scheme (NPS) comes under a supportive pension structure and provides financial security to people for their supremacy life. There are various investment options available in NPS, such as marketable investment, government investment etc.

    Retirement Plan

    Earlier only employed people could invest in this scheme. But, now it has been opened to all people. That means, even if you do business, you can invest in NPS for your retirement.

    Retirement Plan

    To get a pension of Rs 1 lakh every month through NPS, you will have to invest about Rs 63,000 every month in NPS. However, before investing such a huge amount you need to keep in mind your income and risk.

    Retirement Plan

    Before investing in NPS, get complete information about it. Also, start investing after consulting a financial advisor.

  • India’s PC market grew less than 1 percent last year

    The PC market in the country grew only 0.3 percent last year. However, this market has registered a decline of 28.5 percent in the fourth quarter of last year. This market includes desktops, notebooks and workstations. The notebook category declined by 37.8 percent in the fourth quarter, while desktop shipments increased. According to International Data Corporation (IDC), due to high inflation and weak sentiment, the consumer segment of this market has declined by 27.4 percent and the enterprise segment by 42.6 percent on a year-on-year basis. However, the Government and Education segments have grown by 117.6 per cent and 28.3 per cent respectively. Desktops and workstations recorded growth of 32.3 percent and 24.7 percent on year-on-year basis but there was a decline of 8.4 percent in the notebook category. The premium notebooks category grew by 14.6 percent but the commercial segment was down by 7.9 percent. Shipments through online channels have declined by 9.4 percent last year. HP ranks first in the country’s PC market. Its market share is 30.3 percent but it has declined by 3.2 percent on year-on-year basis. American company Dell is in second place. Its market share is 19.2 percent and it has decreased by one percent compared to last year. China’s Lenovo is in third place. Its market share was 18.9 percent and there was an annual growth of 3.1 percent. It is followed by Acer and ASUS with market shares of 9.9 percent and 6.8 percent respectively. The re-increase in Corona cases in China at the end of last year has affected many industries. This is also likely to affect the launch of new PCs and laptops. The problems of suppliers of companies manufacturing personal computers and laptops in China also increased due to Corona. This will cause delays in shipments, which will impact the availability of products like new laptops. Contract manufacturing firms like Compal, Inventec, Quanta and Wistron did not suffer from shortages of components or workers. They had not asked their suppliers to increase production due to the availability of inventory and the expectation that demand would not be very high in the first quarter.

  • Apple suffered a big blow due to 29 percent decline in global shipments of PC.

    Global shipments of personal computers (PC) declined by 29 percent in the first quarter. The main reasons behind this are weak demand, excess inventory and uncertainty about the state of the economy. Due to this, American company Apple, which manufactures Mac computers, has suffered a big loss. Market research firm IDC reports that global shipments of PC declined to 5.69 crore in the first quarter of this year. It was Rs 8.02 crore in the same period last year. In the last quarter of last year, these shipments had declined by 28.1 percent on a year-on-year basis. Apple’s shipments declined the most in the first quarter by about 40.5 percent. The decline in shipments for Dell was 31 percent. Apart from this, Lenovo, Asustek Computer and HP have also faced decline in shipments in the first quarter. Apple had said in February that sales of its Mac computers had increased rapidly due to work from home during the pandemic. There has been a 29 percent decline in value in the last quarter on a year-on-year basis. IDC said, “The decline in demand has given device makers an opportunity to make changes in the supply chain. Many companies are exploring the possibility of increasing production outside China.” There is a possibility of slowdown in the economies of big countries. Financial crisis in some big banks and increase in inflation may hinder growth and investment. However, iPhone sales have been good for Apple. The number and value of iPhones made in India has increased in the last year. Apple is shifting production from China to diversify its supply chain and due to this the production of the company’s devices has increased in India. Recently, Counterpoint reported that shipments of iPhones manufactured in India increased by 65 percent last year on a year-on-year basis. Apart from this, the value of iPhone has increased by 162 percent. Last year, Apple’s share in the total shipments of smartphones from India was about 25 percent. About 85 percent of the iPhones sold worldwide are manufactured in China. However, this may reduce due to Apple’s efforts to shift its manufacturing out of China.

  • HP suffered a blow due to weak demand for PC, Laptop, 29 percent decline in sales.

    HP, one of the big computer devices companies, has been shocked by the slowdown in the personal computer market. In the first quarter of the current year, the sales of the company’s personal systems segment (desktop and notebook PC) have declined by 29 percent. There was a decline of about five percent in the printing segment of the company. Market research firm IDC has reported that global PC shipments declined by approximately 30 percent in the first quarter. There was a strong increase in demand for companies like HP, Lenovo and Dell during Corona. The main reason for this was the increase in sales of laptops and other electronic devices due to the staff of many companies working from home. In the last few months, sales of devices like laptops have declined due to most companies calling workers back to office. HP expects revenue to grow in the second half of the current year. “The second half will be better from a consumer demand perspective,” Enrique Lores, the company’s CEO, told Reuters. The company’s revenue in the last quarter was $12.91 billion. Analysts had estimated it to be a little more than $13 billion. However, the company’s net income increased to $1.1 billion. It was one billion dollars in the same period last year. Global shipments of PC declined to 5.69 crore in the first quarter of this year. It was Rs 8.02 crore in the same period last year. In the last quarter of last year, these shipments had declined by 28.1 percent on a year-on-year basis. Apple’s shipments declined the most in the first quarter by about 40.5 percent. The PC market in India grew only 0.3 percent last year. However, this market has registered a decline of 28.5 percent in the fourth quarter of last year. This market includes desktops, notebooks and workstations. The notebook category declined 37.8 percent in the fourth quarter, while desktop shipments increased. HP ranks first in the country’s PC market. Its market share is more than 30 percent. Last year, the global market for personal computers had declined by 16 percent. Recession, increase in energy costs and high interest rates were the major reasons behind this.