Bharti Airtel is charging into the financial frontier with a staggering Rs 20,000 crore investment via its NBFC unit, Airtel Money Limited, focused on scaling digital lending nationwide. The Monday disclosure highlights a multi-year strategy to dominate emerging opportunities.
By strengthening its fintech stature in India’s high-growth finance arena, Airtel aims to mitigate widespread credit gaps. It will inject 70% of the funds, with the promoter group Bharti Enterprises providing the rest.
Executive Vice Chairman Gopal Vittal spotlighted the platform’s triumphs in fusing tech infrastructure, data mastery, and unwavering trust. He positioned the NBFC initiative as a vital enhancer of their vision for a secure, cutting-edge lending model promoting financial access for all.
With RBI’s NBFC nod secured on February 13, 2026, Airtel Money is primed to roll out intuitive, protected digital finance solutions, advancing the cause of nationwide inclusion.
The platform, honed over two years, has facilitated over Rs 9,000 crore in disbursals through its LSP approach, marked by stringent risk practices, optimized portfolios, and dynamic monitoring.
An elite cadre of more than 500 data experts drives its analytical engine, enabling breakneck scaling while maintaining top-tier loan quality. Airtel noted its RBI compliance, disclaiming any central bank endorsement of financial soundness.
As fintech evolves, Airtel’s massive bet could reshape lending dynamics, merging telecom scale with financial innovation to empower underserved segments and drive inclusive growth.
