The BHIM app has become a cornerstone of India’s digital economy, with monthly transactions rocketing 300% in 2025 amid growing user trust. NPCI BHIM Services Limited reports December’s 165.1 million transactions dwarfing January’s 38.97 million figure, thanks to consistent 14% monthly gains.
Transaction values followed suit, topping ₹20,854 crore by December – a 390% volume surge and 120% value hike from prior year levels. Indians are now using BHIM confidently for routine buys and significant payments alike.
Delhi’s market dominance stems from high-frequency small transactions. Top categories include peer-to-peer (28%), grocery (18%), fast food (7%), restaurants (6%), telecom (4%), service stations (3%), and online platforms (2%).
A seamless interface paired with cashback rewards has accelerated uptake. NPCI BHIM Services MD & CEO Lalita Natarajan stated, ‘BHIM delivers reliable digital payments access universally, even with spotty internet.’ This trajectory positions BHIM as a leader in financial inclusion.